Pay Everywhere, Get Paid by Everyone

24/7 Local Support

No Minimum account balance

No Maintenance Charges

USSD and QR Driven

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Licensed by the CBN and insured by the

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Licensed by the CBN and insured by the

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Reshaping the future of local commerce in Africa

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Community Based

OneWallet connects everyone, making it easy for communities to buy, sell, save and grow together.

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24/7 Availability

OneWallet services are available all day, every day, so you can access and manage your money whenever you need.

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Offline Transactions

No data or smartphone? No worries! Carry out fast and secured transactions using OneWallet QR and USSD services

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Tailored Value Added Benefits

With OneWallet, you get special rewards and benefits, loans and health insurance personalized just for you. Earn while you buy, sell or save.

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Sell to everyone right where you are, get paid instantly

OneWallet gives you offline and online low-cost options to receive payments for your business. Simply choose from our QR, USSD, Contactless payment or your Business Payment link.

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OneWallet is on a mission to revolutionize local markets in Africa through our community-based, low-cost, and accessible digital payment solutions. We are empowering local businesses, merchants, and users across Africa to simply Buy and Sell!.

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How about we reward you while you buy or sell? With OneWallet, you get the opportunity to save on every expense. Earn cashback rewards and exclusive discounts when you transact using OneWallet

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With OneWallet, you can access affordable and convenient savings options to enable you grow your business and respond to emergencies.

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Your finances, safe and secure

OneWallet prioritizes your safety, with secured and fraud prevention technology.

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Secure Identity Verification

OneWallet secured and advanced identity verification methods ensures that only you have access to your account as well as to notify you if there are any unauthorized access or request on your account. OneWallet also employ KYC, CDD and Biometric authentication on our system.

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Strong Account Security

OneWallet prioritize account security by requiring strong and unique passwords and PINs for user accounts. Additionally, biometric authentication such as fingerprint or facial recognition adds an extra layer of security, making it difficult for unauthorized users to gain access.

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Risk Management and Fraud Prevention

OneWallet employs robust risk management and fraud prevention measures. This includes confirming unsaved beneficiaries before processing transactions, sending transaction alerts to users for any suspicious activity, and providing card control features to manage card usage and prevent unauthorized transactions.

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Secured Payment Systems

OneWallet payment infrastructure ensures the safe processing and transmission of financial transactions particularly in digital spaces. Some key component of our secured payment systems includes encryption, tokenization, multi factor authentication, PCIDSS compliance etc.

What Our Users Say

Find out what our satisfied users have to say about their journey with us

Oluwafemi Adegoke profile picture

Oluwafemi Adegoke

I have been a fan since succumbing to the pressure to switch, by my sisters and enabled by unbearable hiccups from my bank's app. I am in love with the UI and how seamlessly transfers go. I hope that you maintain the standard and make deliberate efforts to keep the venture afloat

Chinedu Okonkwo profile picture

Chinedu Okonkwo

Fantastic, i like what you do, making purchases easier and also very fast with transactions, you have given us confidence to move cashless and still feel save and secured

Abubakar Ibrahim profile picture

Abubakar Ibrahim

Well so far so good, its an excellent banking app, fast transactions, quick customer service response, a lot encouraging packages to keep their customers.

Ngozi Nwachukwu profile picture

Ngozi Nwachukwu

The app is a good app for everyone, I really like this app, I don't even have any problem since I've been using it. the app is easy to install and use, for transfer of money, buy recharge card, load data you can also use it to pay electricity bill and lot more.

Aisha Bello profile picture

Aisha Bello

The app is so great in transaction and kinda feel more secure than the counterpart. I love how the you can automatically log in with your fingerprint without always tapping on it first on the screen it makes the whole feeling buttering smooth and quick.

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